@font-face{font-family:SCDream;src:url('fonts/SCDream3.woff2') format('woff2');font-weight:400;font-display:swap}
@font-face{font-family:SCDream;src:url('fonts/SCDream6.woff2') format('woff2');font-weight:700;font-display:swap}
@font-face{font-family:SCDream;src:url('fonts/SCDream8.woff2') format('woff2');font-weight:800;font-display:swap}
:root{--navy:#0b1838;--navy-2:#10284e;--teal:#08aaa7;--teal-dark:#078b89;--aqua:#eaf8f8;--aqua-2:#d6f1f0;--white:#fff;--ink:#121c35;--muted:#68707e;--line:#dce7e7;--paper:#f8fbfb;--coral:#ff766f;--shadow:0 24px 70px rgba(11,24,56,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:SCDream,-apple-system,BlinkMacSystemFont,'Malgun Gothic',sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}img{max-width:100%}.shell{width:min(1180px,calc(100% - 48px));margin-inline:auto}.section{padding:112px 0}.skip-link{position:fixed;z-index:100;left:16px;top:12px;padding:10px 16px;background:var(--navy);color:#fff;transform:translateY(-150%)}.skip-link:focus{transform:none}.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 20px;color:var(--teal-dark);font-size:12px;font-weight:800;letter-spacing:.12em}.eyebrow>span{width:26px;height:2px;background:currentColor}.eyebrow.light{color:#6de4df}.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:13px 27px;border-radius:8px;font-size:14px;font-weight:800;transition:transform .2s,box-shadow .2s,background .2s}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--teal);color:#fff;box-shadow:0 12px 28px rgba(8,170,167,.22)}.button-primary:hover{background:var(--teal-dark)}a:focus-visible,button:focus-visible{outline:3px solid var(--coral);outline-offset:4px}
.site-header{position:absolute;z-index:30;width:100%;background:rgba(255,255,255,.9);border-bottom:1px solid rgba(11,24,56,.08);backdrop-filter:blur(14px)}.header-inner{height:84px;display:flex;align-items:center;gap:38px}.brand{display:flex;align-items:center;gap:8px;font-size:24px;font-weight:800;letter-spacing:-.04em}.brand span{display:flex;align-items:baseline}.brand small{margin-left:8px;color:var(--teal-dark);font-size:9px;letter-spacing:.15em}.brand-mark{width:42px;height:42px;fill:none;stroke:var(--teal);stroke-width:3;stroke-linecap:round}.brand-mark circle{fill:#fff}.site-header nav{display:flex;align-items:center;gap:32px;margin-left:auto;font-size:14px;font-weight:700}.site-header nav a{position:relative}.site-header nav a:after{content:'';position:absolute;left:0;right:100%;bottom:-7px;height:2px;background:var(--teal);transition:right .2s}.site-header nav a:hover:after{right:0}.header-cta{min-height:44px;padding:10px 21px}.menu-button,.mobile-menu{display:none}
.hero{position:relative;min-height:790px;padding:164px 0 85px;overflow:hidden;background:var(--aqua)}.hero:before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(255,255,255,.78),transparent 48%)}.hero-orbit{position:absolute;border:1px solid rgba(8,170,167,.15);border-radius:50%}.orbit-one{width:660px;height:660px;right:-210px;top:-240px}.orbit-two{width:370px;height:370px;left:-240px;bottom:-180px}.hero-grid{position:relative;display:grid;grid-template-columns:1fr .92fr;gap:76px;align-items:center}.hero-copy{position:relative;z-index:3}.hero h1{margin:0;font-size:clamp(52px,5.6vw,78px);line-height:1.13;font-weight:800;letter-spacing:-.055em}.hero h1 em{position:relative;color:var(--teal-dark);font-style:normal}.hero h1 em:after{content:'';position:absolute;z-index:-1;left:-3px;right:-3px;bottom:7px;height:13px;background:rgba(8,170,167,.14);transform:rotate(-1deg)}.hero-lead{max-width:590px;margin:28px 0 0;color:#596476;font-size:17px}.hero-form-mobile{display:none}.hero-actions{display:flex;align-items:center;gap:28px;margin-top:35px}.button-link{font-size:14px;font-weight:700}.button-link span{margin-left:7px;color:var(--teal);font-size:19px}.trust-row{display:flex;gap:26px;margin-top:42px;padding-top:24px;border-top:1px solid rgba(11,24,56,.13);color:#707987;font-size:11px}.trust-row b{display:block;color:var(--navy);font-size:16px}.hero-visual{position:relative;min-height:555px}.image-frame{position:absolute;inset:0 20px 0 35px;border-radius:48% 48% 42% 44% / 30% 34% 52% 55%;overflow:hidden;box-shadow:var(--shadow);transform:rotate(2deg)}.image-frame:after{content:'';position:absolute;inset:0;border:10px solid rgba(255,255,255,.48);border-radius:inherit}.image-frame img{width:100%;height:100%;object-fit:cover;object-position:center 42%;transform:rotate(-2deg) scale(1.05)}.status-card,.route-badge{position:absolute;z-index:4;background:rgba(255,255,255,.92);box-shadow:0 18px 45px rgba(11,24,56,.14);backdrop-filter:blur(10px)}.status-card{right:-15px;top:90px;width:185px;padding:17px 18px;border-radius:13px}.status-card p{margin:0 0 2px;color:var(--muted);font-size:10px}.status-card strong{font-size:12px}.status-dot{position:absolute;right:16px;top:15px;width:8px;height:8px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 5px rgba(8,170,167,.12)}.route-badge{left:-4px;bottom:64px;display:flex;align-items:center;gap:10px;padding:14px 18px;border-radius:999px}.route-badge svg{width:40px;fill:none;stroke:var(--teal);stroke-width:2}.route-badge svg circle{fill:#fff}.route-badge span{font-size:10px;line-height:1.45}.route-badge b{font-size:12px}.scroll-cue{position:absolute;left:50%;bottom:20px;display:flex;align-items:center;gap:10px;color:#7b888f;font-size:8px;letter-spacing:.2em;transform:translateX(-50%) rotate(90deg);transform-origin:center}.scroll-cue span{font-size:14px}
.section-head{display:grid;grid-template-columns:1.15fr .85fr;gap:100px;align-items:end}.section-head h2,.process-copy h2,.audience-title h2,.stories-head h2,.apply-copy h2{margin:0;font-size:clamp(36px,4vw,52px);line-height:1.22;letter-spacing:-.045em}.section-head>p{max-width:460px;margin:0 0 6px;color:var(--muted);font-size:15px}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:58px}.benefit-card{position:relative;min-height:310px;padding:36px 32px;border:1px solid var(--line);border-radius:3px;background:#fff;transition:transform .25s,box-shadow .25s}.benefit-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}.benefit-card.featured{background:var(--teal);border-color:var(--teal);color:#fff;transform:translateY(-18px)}.benefit-card.featured:hover{transform:translateY(-25px)}.card-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--aqua);color:var(--teal-dark);font-size:24px;font-weight:800}.featured .card-icon{background:rgba(255,255,255,.17);color:#fff}.benefit-card h3{margin:44px 0 12px;font-size:21px}.benefit-card p{margin:0;color:var(--muted);font-size:14px}.featured p{color:rgba(255,255,255,.8)}.benefit-card small{position:absolute;left:32px;bottom:28px;color:var(--teal-dark);font-size:10px;font-weight:800;letter-spacing:.08em}.featured small{color:#fff}
.process{position:relative;overflow:hidden;background:var(--navy);color:#fff}.process-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:120px;align-items:center}.process-copy>p:not(.eyebrow){max-width:470px;margin:26px 0;color:#aeb9cd;font-size:15px}.text-arrow{display:inline-flex;gap:18px;align-items:center;margin-top:14px;color:#6de4df;font-size:13px;font-weight:800}.text-arrow span{font-size:20px}.steps{list-style:none;margin:0;padding:0}.steps li{display:grid;grid-template-columns:75px 1fr;gap:20px;align-items:center;padding:27px 0;border-bottom:1px solid rgba(255,255,255,.13)}.steps li>span{color:#6de4df;font-size:11px;font-weight:800;letter-spacing:.1em}.steps h3{margin:0 0 4px;font-size:20px}.steps p{margin:0;color:#9ba9bf;font-size:13px}.route-line{position:absolute;right:-110px;top:-120px;width:510px;height:510px;border:1px solid rgba(109,228,223,.12);border-radius:50%}.route-line:after{content:'';position:absolute;inset:65px;border:1px solid rgba(109,228,223,.08);border-radius:50%}.route-line i{position:absolute;z-index:2;width:11px;height:11px;border:2px solid #6de4df;border-radius:50%;background:var(--navy)}.route-line i:nth-child(1){left:42px;top:155px}.route-line i:nth-child(2){left:115px;bottom:56px}.route-line i:nth-child(3){right:28px;bottom:185px}
.audience{position:relative;overflow:hidden;background:var(--paper)}.audience:before{content:'';position:absolute;left:-90px;bottom:-130px;width:340px;height:340px;border:1px solid rgba(8,170,167,.12);border-radius:50%;box-shadow:0 0 0 62px rgba(8,170,167,.035)}.audience-grid{position:relative;display:grid;grid-template-columns:minmax(420px,.88fr) minmax(560px,1.12fr);gap:86px;align-items:center}.audience-title h2{font-size:clamp(38px,3.7vw,50px)}.audience-title h2 span,.audience-title h2 em{display:block}.audience-title em{max-width:590px;color:var(--teal-dark);font-style:normal}.audience-lead{max-width:510px;margin:27px 0 0;color:var(--muted);font-size:15px}.audience-list{display:grid;gap:14px}.audience-list article{position:relative;display:grid;grid-template-columns:72px 1fr auto;gap:22px;align-items:center;min-height:126px;padding:24px 26px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 10px 32px rgba(11,24,56,.045);transition:transform .22s,box-shadow .22s,border-color .22s}.audience-list article:hover{transform:translateX(-7px);border-color:rgba(8,170,167,.35);box-shadow:0 18px 42px rgba(11,24,56,.08)}.audience-icon{display:grid;place-items:center;width:64px;height:64px;border-radius:17px;background:var(--aqua);color:var(--teal-dark)}.audience-icon.coral{background:#fff0ef;color:#e66660}.audience-icon.navy{background:#edf0f7;color:var(--navy-2)}.audience-icon svg{width:38px;height:38px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.audience-list article>div{display:grid;gap:6px}.audience-list b{font-size:19px}.audience-list article>div span{color:var(--muted);font-size:15px;line-height:1.65}.audience-list small{align-self:start;padding-top:4px;color:#9ba7ae;font-size:10px;font-weight:800;letter-spacing:.11em}
.stories{text-align:center}.stories-head .eyebrow{justify-content:center}.story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px;text-align:left}.story-grid blockquote{position:relative;margin:0;padding:34px 30px 30px;border:1px solid transparent;border-radius:20px;background:var(--aqua);transition:transform .22s,border-color .22s,box-shadow .22s}.story-grid blockquote:hover{transform:translateY(-6px);border-color:rgba(8,170,167,.22);box-shadow:0 18px 42px rgba(11,24,56,.08)}.story-grid .quote-mark{display:block;height:28px;color:var(--teal);font-family:Georgia,serif;font-size:42px;line-height:1}.story-grid p{min-height:82px;margin:20px 0 28px;color:#3e495d;font-size:15px;font-weight:700}.story-person{display:flex;align-items:center;gap:12px;color:var(--ink)}.story-person>span:last-child{display:grid;gap:1px}.story-person b{font-size:14px}.story-person small{color:#78828e;font-size:11px}.avatar{display:block;width:48px;height:48px;flex:0 0 auto}.avatar svg{width:100%;height:100%}.avatar svg>circle:first-child{fill:#d8f3f2}.avatar .skin{fill:#f2bd96}.avatar .hair{fill:#153c52}.avatar-coral svg>circle:first-child{fill:#ffe5e2}.avatar-coral .hair{fill:#5b3b35}.avatar-navy svg>circle:first-child{fill:#e0e5f2}.avatar-navy .hair{fill:#17233f}
.apply{position:relative;overflow:hidden;background:linear-gradient(115deg,var(--navy) 0 49%,var(--aqua) 49% 100%)}.apply:before{content:'';position:absolute;left:43%;top:-120px;width:230px;height:760px;border-radius:50%;background:var(--navy);transform:rotate(9deg)}.apply-grid{position:relative;display:grid;grid-template-columns:.9fr 1.1fr;gap:110px;align-items:center}.apply-copy{color:#fff}.apply-copy>p:not(.eyebrow){max-width:480px;margin:26px 0;color:#acb9cb;font-size:14px}.apply-copy ul{list-style:none;display:flex;flex-wrap:wrap;gap:10px 20px;margin:31px 0 0;padding:0;color:#dce6f2;font-size:11px}.apply-copy li:before{content:'✓';margin-right:7px;color:#6de4df}.form-panel{padding:38px;border:1px solid rgba(11,24,56,.08);border-radius:24px;background:#fff;box-shadow:var(--shadow)}.form-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}.form-heading span{color:var(--teal-dark);font-size:9px;font-weight:800;letter-spacing:.15em}.form-heading strong{font-size:18px}.crm-mobile{display:none}.form-note{margin:14px 0 0;text-align:center;color:#87919c;font-size:10px}
.site-footer{padding:65px 0 42px;background:#07142e;color:#b1bdd0}.footer-layout{width:100%}.foots{font-size:15px;line-height:1.9}.foots .container+.container{margin-top:24px}.foots p{margin:0}.foots p+p{margin-top:16px}.foots a{font-size:15px;text-decoration:underline;text-underline-offset:3px}
.motion-ready .reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.motion-ready .reveal.is-visible{opacity:1;transform:none}.motion-ready .benefit-card:nth-child(2),.motion-ready .story-grid blockquote:nth-child(2){transition-delay:.1s}.motion-ready .benefit-card:nth-child(3),.motion-ready .story-grid blockquote:nth-child(3){transition-delay:.2s}
@media(max-width:900px){.site-header nav{display:none}.menu-button{display:flex;flex-direction:column;justify-content:center;gap:6px;width:42px;height:42px;margin-left:0;padding:9px;border:0;background:transparent}.menu-button span{display:block;width:23px;height:2px;background:var(--navy);transition:transform .2s}.menu-open .menu-button span:first-child{transform:translateY(4px) rotate(45deg)}.menu-open .menu-button span:last-child{transform:translateY(-4px) rotate(-45deg)}.mobile-menu{position:absolute;top:84px;left:0;right:0;padding:22px 24px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(11,24,56,.08)}.menu-open .mobile-menu{display:grid}.mobile-menu a{padding:12px 0;font-size:14px;font-weight:700}.header-cta{margin-left:auto}.hero{padding-top:140px}.hero-grid,.section-head,.process-grid,.audience-grid,.apply-grid{grid-template-columns:1fr}.hero-grid{gap:55px}.hero-copy{text-align:center}.hero-copy .eyebrow,.hero-actions,.trust-row{justify-content:center}.hero-lead{margin-inline:auto}.hero-visual{width:min(100%,590px);margin-inline:auto}.section-head{gap:22px;text-align:center}.section-head .eyebrow{justify-content:center}.section-head>p{margin-inline:auto}.benefit-grid{grid-template-columns:1fr;max-width:700px;margin:55px auto 0}.benefit-card,.benefit-card.featured{min-height:250px;transform:none}.benefit-card.featured:hover{transform:translateY(-7px)}.process-grid{gap:55px}.process-copy{text-align:center}.process-copy .eyebrow{justify-content:center}.process-copy>p:not(.eyebrow){margin-inline:auto}.audience-grid{gap:45px}.audience-title{position:static;text-align:center}.audience-title .eyebrow{justify-content:center}.story-grid{grid-template-columns:1fr}.story-grid p{min-height:0}.apply{background:var(--navy)}.apply:before{display:none}.apply-grid{gap:55px}.apply-copy{text-align:center}.apply-copy .eyebrow{justify-content:center}.apply-copy>p:not(.eyebrow){margin-inline:auto}.apply-copy ul{justify-content:center}.form-panel{max-width:700px;width:100%;margin-inline:auto}.footer-top{grid-template-columns:1fr 1fr}.footer-top>a:last-child{display:none}}
@media(max-width:600px){.shell{width:min(100% - 30px,1180px)}.section{padding:72px 0}.header-inner{height:66px}.brand{font-size:19px}.brand-mark{width:34px;height:34px}.brand small{font-size:7px}.header-cta{min-height:39px;padding:8px 13px;font-size:11px}.menu-button{width:35px}.mobile-menu{top:66px}.hero{min-height:0;padding:113px 0 60px}.hero h1{font-size:40px}.hero-lead{font-size:14px}.hero-form-mobile{display:block;margin:24px 0 0;padding:16px 12px;border:1px solid rgba(11,24,56,.08);border-radius:18px;background:#fff;box-shadow:0 18px 45px rgba(11,24,56,.1);text-align:left}.hero-actions{display:grid;gap:14px;margin-top:22px}.button-link{padding:8px}.trust-row{gap:8px;margin-top:24px}.trust-row span{flex:1}.trust-row b{font-size:13px}.hero-visual{min-height:410px}.image-frame{inset:0 9px 0 12px}.status-card{right:-3px;top:48px;width:155px;padding:14px}.route-badge{left:-3px;bottom:25px;padding:11px 14px}.scroll-cue{display:none}.section-head h2,.process-copy h2,.audience-title h2,.stories-head h2,.apply-copy h2{font-size:34px}.benefit-grid{margin-top:38px}.benefit-card{min-height:270px;padding:28px 25px}.benefit-card small{left:25px}.process-grid{gap:40px}.steps li{grid-template-columns:50px 1fr;padding:22px 0}.audience-list article{grid-template-columns:100px 1fr;padding-right:25px}.audience-list b{font-size:15px}.audience-list span{font-size:11px}.story-grid{margin-top:34px}.story-grid blockquote{padding:28px 25px}.form-panel{padding:28px 15px;border-radius:18px}.form-heading{display:block}.form-heading strong{display:block;margin-top:6px}.crm-desktop{display:none}.crm-mobile{display:block}.site-footer{padding:48px 0 32px}.foots{font-size:15px;line-height:1.85}}
.brand{white-space:nowrap}.brand-mark{flex:0 0 auto}
/* Loan application: wider desktop composition and readable CRM typography. */
.apply{padding-block:140px}.apply .shell{width:min(1360px,calc(100% - 64px))}.apply-grid{grid-template-columns:minmax(390px,.72fr) minmax(720px,1.28fr);gap:80px}.apply-copy>p:not(.eyebrow){font-size:16px;line-height:1.85}.apply-copy ul{gap:14px 24px;font-size:15px;line-height:1.7}.form-panel{padding:48px 46px}.form-heading{margin-bottom:30px}.form-heading span{font-size:15px}.form-heading strong{font-size:22px}.form-note{margin-top:20px;font-size:15px;line-height:1.7}
.crm-form-wrap .crm-wrap{font-size:15px!important}.crm-form-wrap .crm-label{font-size:16px!important}.crm-form-wrap .crm-wrap input[type=text],.crm-form-wrap .crm-wrap input[type=tel],.crm-form-wrap .crm-wrap select{min-height:52px;font-size:16px!important}.crm-form-wrap .crm-ag,.crm-form-wrap .crm-s2 .crm-ag,.crm-form-wrap .crm-pb,.crm-form-wrap .crm-s2 .crm-pb,.crm-form-wrap .crm-s2 .crm-agree-row2,.crm-form-wrap .crm-msg,.crm-form-wrap .crm-ov-body,.crm-form-wrap .crm-ov-close{font-size:15px!important}.crm-form-wrap .crm-sub,.crm-form-wrap .crm-s2 .crm-sub{min-height:52px;font-size:16px!important;line-height:1.35}.crm-form-wrap .crm-s2 .crm-grid,.crm-form-wrap .crm-s2 .crm-grid-r2{gap:14px}.crm-form-wrap .crm-s2 .crm-grid-r2{margin-top:14px}.crm-form-wrap .crm-s2 .crm-agree-cell{gap:6px}.crm-form-wrap .crm-s2 .crm-pb{padding:7px 9px!important}.crm-form-wrap .crm-ag input[type=checkbox],.crm-form-wrap .crm-s2 .crm-ag input[type=checkbox]{width:19px;height:19px;flex:0 0 auto}
@media(max-width:1100px) and (min-width:901px){.apply .shell{width:min(100% - 48px,960px)}.apply-grid{grid-template-columns:1fr;gap:56px}.apply-copy{text-align:center}.apply-copy .eyebrow{justify-content:center}.apply-copy>p:not(.eyebrow){margin-inline:auto}.apply-copy ul{justify-content:center}.form-panel{max-width:900px;width:100%;margin-inline:auto}}
@media(max-width:600px){.header-inner{gap:10px}.brand{font-size:17px;gap:5px}.brand-mark{width:29px;height:29px}.brand small{margin-left:5px;font-size:6px}.header-cta{padding-inline:11px;font-size:10px}}
@media(max-width:900px){.apply{padding-block:88px}.apply .shell{width:min(100% - 36px,760px)}.apply-grid{grid-template-columns:1fr;gap:52px}.form-panel{padding:34px 26px}.form-heading span{font-size:15px}.form-heading strong{font-size:20px}.form-note{font-size:15px}}
@media(max-width:600px){.apply{padding-block:78px}.apply .shell{width:min(100% - 30px,1180px)}.form-panel{padding:28px 16px}.crm-form-wrap .crm-label{margin-top:30px}.crm-form-wrap .crm-wrap input[type=text],.crm-form-wrap .crm-wrap input[type=tel],.crm-form-wrap .crm-wrap select{min-height:52px}.crm-form-wrap .crm-sub{min-height:56px}.hero-form-mobile{padding:18px 14px}}
@media(max-width:600px){.audience-list{gap:12px}.audience-list article{grid-template-columns:56px 1fr;gap:16px;min-height:0;padding:20px;border-radius:16px}.audience-list article:hover{transform:none}.audience-icon{width:56px;height:56px;border-radius:15px}.audience-icon svg{width:32px;height:32px}.audience-list article>div{gap:4px}.audience-list b{font-size:17px}.audience-list article>div span{font-size:15px;line-height:1.6}.audience-list small{display:none}.stories-head h2{font-size:30px;line-height:1.3}.story-grid blockquote{padding:28px 24px}.story-grid p{min-height:0;margin-bottom:24px}.story-person b,.story-person small{font-size:15px}.avatar{width:52px;height:52px}}
@media(min-width:901px){.audience-grid{grid-template-columns:minmax(500px,.95fr) minmax(540px,1.05fr);gap:64px}.audience-title h2{font-size:clamp(38px,3.35vw,46px)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.benefit-card,.motion-ready .reveal{transition:none}}